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Medonix

Free tool

Payer Fee Schedule Checker

Compare your contracted rates to Medicare benchmarks. This calculator is free, requires no signup, and runs entirely in your browser. Medonix never receives your inputs unless you opt in to receive a personalized report by email.

Result

Contracted vs Medicare

115%

How your rate compares to the Medicare baseline for the same code.

Contracted vs payer typical

97%

Typical BCBS (typical commercial) contracts pay ~118% of Medicare.

Expected rate

$111

Medicare × 1.18 multiplier for BCBS (typical commercial).

Annual gap @ volume

$-5.3k

Positive means above expected, negative means below.

You are within 8% of the typical BCBS (typical commercial) band. Renegotiation is worthwhile if your volume is high.

Methodology

Payer multipliers: typical contracted rate as a percentage of Medicare for each payer, drawn from MGMA payer benchmark data supplemented by Medonix's founding client cohort. Actual rates vary by state, plan, and group size.

Note: this is a directional check, not a fee-schedule database. Negotiating leverage scales with volume; positive gaps below 5% are usually not worth re-opening.

Frequently asked

About the Payer Fee Schedule Checker.

Median commercial-to-Medicare ratio observed across the Medonix client base, blended by state and group size. They are directional benchmarks, not a fee-schedule database. Actual contracted rates vary by state, plan, and group leverage.

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